Terms of Service

1. Acceptance of Terms

By accessing and using the services provided by Cosmo Connections LLC ("we," "us," or "our"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these terms, you should not use our services.

2. Description of Service

Cosmo Connections provides educational services, exam preparation materials, tutoring, and related resources for beauty professionals including cosmetologists, estheticians, and nail technicians. Our services include online courses, practice exams, mobile applications, and one-on-one tutoring sessions.

3. User Accounts

When you create an account with us, you must provide accurate and complete information. You are responsible for:

• Maintaining the security of your account and password
• All activities that occur under your account
• Notifying us immediately of any unauthorized use
• Ensuring your account information remains current and accurate

4. Payment and Billing

Payment for services is due upon enrollment or as specified in your service agreement. We accept various payment methods as indicated on our website. All fees are non-refundable unless otherwise stated in our refund policy. You authorize us to charge your selected payment method for all applicable fees.

5. Intellectual Property

All content, materials, and intellectual property provided through our services are owned by Cosmo Connections LLC or our licensors. You may not copy, modify, distribute, sell, or lease any part of our services or included software, nor may you reverse engineer or attempt to extract the source code of that software.

6. User Conduct

You agree not to:

• Use our services for any unlawful purpose or in violation of any applicable laws
• Share your account credentials with others
• Attempt to gain unauthorized access to our systems or networks
• Interfere with or disrupt our services or servers
• Upload or transmit viruses, malware, or other harmful code
• Harass, abuse, or harm other users

7. Privacy Policy

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of our services, to understand our practices regarding the collection and use of your information.

8. Educational Disclaimer

Our educational materials and services are designed to help prepare students for state licensing examinations. However, we cannot guarantee exam results or licensure success. Students are responsible for meeting all state requirements for licensure and should verify all information with their respective state boards.

9. Limitation of Liability

In no event shall Cosmo Connections LLC, its officers, directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.

10. Termination

We may terminate or suspend your account and bar access to our services immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever, including without limitation if you breach the Terms of Service.

11. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

12. Governing Law

These Terms shall be interpreted and governed by the laws of the state where Cosmo Connections LLC is incorporated, without regard to its conflict of law provisions.

13. Contact Information

If you have any questions about these Terms of Service, please contact us at: